"m-commerce in its true form is the ability to charge an amount of currency to a mobile phone either by applications like Mobillcash or Near Field Communications,the amount to be charged is actually taken from the Mobile device's account or pre loaded RFID chip". It is a prime example of telecommunication convergence, both horizontal (it happens on a mobile device) and vertical (it can involve any product).
Mobile Commerce (also known as M-Commerce, mCommerce or U-Commerce, owing to the ubiquitous nature of its services) is the ability to conduct commerce, using a mobile device e.g. a mobile phone ( or cell phone), a PDA, a smartphone while on the move,and other emerging mobile equipment,like dashtop mobile devices. In an academic definition (Tiwari and Buse, 2007, p. 33) it is characterized in the following terms:
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